Damaged luxury Florida home after a hurricane

Claim Guardians Maximizes Your Property Insurance Settlement in FL & CA.

Insurance companies underpay property damage claims. Claim Guardians forces your insurer to pay your maximum legal entitlement. We serve homeowners and businesses across Florida and California.

🛡️ FL & CA Licensed Adjusters
5-Star Google Reviews
🤝 No Recovery, No Fee Guarantee
Real Results

Claim Guardians Delivers Real Financial Results.

📍 Water Damage in Miami, FL
Insurance Initial Offer ~$14,500
Claim Guardians Settlement $82,300
"The insurance company offered pennies for my flooded kitchen. Claim Guardians handled all the stressful calls and secured enough money to fix everything properly."
– Maria S.
📍 Roof Damage in Fort Myers, FL
Insurance Initial Offer Claim Denied
Claim Guardians Settlement $65,000
"My insurer denied my storm damage claim completely. Claim Guardians found the hidden proof and forced the company to pay for a full roof replacement."
– David L.
Our Process

Claim Guardians Manages Your Entire Claim Process.

Three streamlined steps — zero paperwork headaches for you.

01

Free Property Inspection.

Claim Guardians inspects your property for free. Our state-licensed adjusters document all hidden damages.

02

We Handle the Insurance.

Our team files your claim paperwork. We negotiate the maximum payout directly with your insurance company.

03

You Get Paid.

You receive your settlement check. Claim Guardians collects a fee only after you get paid.

Who Works For You?

Claim Guardians Protects You, Not the Insurance Company.

The Insurance Company's Adjuster

  • ⚠️ The insurance corporation pays them.
  • ⚠️ They protect the insurer's corporate budget.
  • ⚠️ They use legal jargon to limit your payout.

Claim Guardians (Your Public Adjuster)

  • You hire Claim Guardians.
  • 🛡️ We protect your family and your property.
  • 💰 We maximize your financial settlement.
Maximize Your Payout

Don't settle for your insurer's low-ball offer.

Calculate the true potential value of your settlement below.

Claim Value Estimator

See how much more you could recover with a Public Adjuster.

Disclaimer: This is an estimate based on historical public adjuster data in Florida, not a guarantee of payout. Final settlement depends on policy limits and documented damage.

No-Risk Consultation

Get Your Maximum Settlement.

Claim Guardians evaluates your property damage for free. You pay nothing until we secure your check.

Start Free Case Review →

Zero upfront cost. Ever.

Common Questions

Frequently Asked Questions

How much does a public adjuster cost in Florida?
Claim Guardians charges $0 in upfront fees. Clients pay a contingency fee only after they receive their settlement. Florida state law caps public adjuster fees at 20% for standard claims.
When should I hire a public adjuster?
Property owners should hire a public adjuster immediately after discovering property damage. However, you can hire Claim Guardians even if the insurance company already denied your claim.
What is the difference between an independent adjuster and a public adjuster?
The insurance company hires an independent adjuster to protect their corporate budget. You hire a public adjuster to maximize your financial payout. Claim Guardians represents the policyholder exclusively.